Ghana - Enterprise Survey 2007

Reference ID

GHA_2007_ES_v01_M_WB

Year

2007

Country

Ghana

Producer(s)

World Bank

Sponsor(s)

World Bank - -

Created on

Feb 13, 2013

Last modified

Dec 05, 2013

Page views

351350

line of credit/loan (k8)
File: Ghana-2007--full data-1

Overview

Type: Discrete
Format: numeric
Width: 2
Decimals: 0
Range: -9-2

Valid cases: 616
Invalid: 0

Questions and instructions

Literal question

Does your establishment currently have a line of credit or loan from a financial institution?

Categories

Value	Category	Cases
-9	don't know	0	0.0%
-8	refused to answer	0	0.0%
-7	not applicable	0	0.0%
-6	still in process	0	0.0%
-5	application denied	0	0.0%
-4	skipped	0	0.0%
-3	not provided	0	0.0%
1	yes	106	17.2%
2	no	510	82.8%

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

A line of credit is an available amount of credit that the establishment can draw upon or leave untapped. Lines of credit usually carry monthly interest rates, and are repaid quickly (as soon as the establishment's cash flow allows for repayment). They may or may not have a defined date of expiration.

A loan is generally a much less flexible form of finance. It comes in fixed amounts (rather than ranges), carry annual interest rates (either fixed or floating), and they carry a determined term to maturity (finite period for repayment).