If your establishment did not apply for a line of credit or a loan, what was the main reason?
Categories
Value
Category
Cases
-9
don't know
0
0.0%
-8
refused to answer
0
0.0%
-7
not applicable
0
0.0%
-6
still in process
0
0.0%
-5
application denied
0
0.0%
-4
skipped
144
23.4%
-3
not provided
0
0.0%
1
no need for a loan - establishment has sufficient capital
108
17.5%
2
application procedures are complex
95
15.4%
3
interest rates are not favorable
104
16.9%
4
collateral requirements are unattainable
91
14.8%
5
size of loan and maturity are insufficient
15
2.4%
6
did not think it would be approved
32
5.2%
7
other
27
4.4%
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
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