Overview
Identification
Country
GhanaTitle
Global Financial Inclusion (Global Findex) Database 2011
Series Information
The Global Financial Inclusion (Global Findex) Database is a project funded by the Bill & Melinda Gates Foundation to measure how people in 148 economies - including the poor, women, and rural residents - save, borrow, make payments and manage risk.
The Global Findex indicators are drawn from survey data collected by Gallup, Inc. over the 2011 calendar year, covering more than 150,000 adults in 148 economies and representing about 97 percent of the world's population. Since 2005, Gallup has surveyed adults annually around the world, using a uniform methodology and randomly selected, nationally representative samples.The Global Findex indicators will be collected again in 2014 and 2017.
ID Number GHA_2011_FINDEX_v01_M |
Overview
Abstract
Well-functioning financial systems serve a vital purpose, offering savings, credit, payment, and risk management products to people with a wide range of needs. Yet until now little had been known about the global reach of the financial sector - the extent of financial inclusion and the degree to which such groups as the poor, women, and youth are excluded from formal financial systems. Systematic indicators of the use of different financial services had been lacking for most economies.
The Global Financial Inclusion (Global Findex) database provides such indicators. This database contains the first round of Global Findex indicators, measuring how adults in 148 economies save, borrow, make payments, and manage risk. The data set can be used to track the effects of financial inclusion policies globally and develop a deeper and more nuanced understanding of how people around the world manage their day-to-day finances. By making it possible to identify segments of the population excluded from the formal financial sector, the data can help policy makers prioritize reforms and design new policies.
Kind of Data
Sample survey data [ssd]
Units of Analysis
Individual
Scope
Notes
The Global Findex database includes indicators measuring how adults in 148 economies save, borrow, make payments, and manage risk. More specifically, the database includes indicators on the use of formal accounts, the frequency of formal account use, mode of formal account use (ATM, bank, bank agent, etc.), purposes of formal account use (remittances, government payments, wage payments, etc.), self-reported reasons for not having a formal account, savings behavior, savings method (bank, informal savings club, etc)), sources of borrowing (bank, friends/family, informal lender, etc.), purposes of borrowing (home purchase, school fees, emergency/health, funerals/weddings), the use of mobile phones to make payments, and the purchase of health and agriculture insurance.
Coverage
Geographic Coverage
National Coverage.
Universe
The target population is the civilian, non-institutionalized population 15 years and above. The sample is nationally representative.
Producers and Sponsors
Primary Investigator(s)
| Name | Affiliation |
|---|
|
Development Research Group, Finance and Private Sector Development Unit
| World Bank |
Other Producer(s)
| Name | Affiliation | Role |
|---|
|
Gallup, Inc.
| | Carried out the survey in association with its annual Gallup World Poll. |
Funding
| Name | Abbreviation | Role |
|---|
|
Development Research Group, World Bank
| | |
|
The Bill and Melinda Gates Foundation
| | Financial support |
Metadata Production
Metadata Produced By
| Name | Abbreviation | Affiliation | Role |
|---|
| World Bank | | | |
Date of Metadata Production
2012-11-12
DDI Document ID
DDI_GHA_2011_FINDEX_v01_M_WB
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